top of page

Why Filing a Claim on Your Own Might Not Be the Best Choice

Thomas Sotirakos

Facing damages to your home's exterior due to hail or wind can be a daunting experience, and the last thing you want to worry about is filing an insurance claim. While it's understandable that you might want to handle the process on your own, it's essential to consider how an experienced contractor can help you get the most out of your claim.


One of the biggest risks of filing a claim on your own is the possibility of receiving less money for your exterior replacement. Insurance adjusters are not contractors and might overlook some damages or might not know how a roof or siding system needs to be installed.

Additionally, some insurance adjusters might be new and not as experienced which means they might have trouble identifying hail damage, which can result in delays to your replacement. All insurance companies have different thresholds on what amount of hail hits call for full replacement and what calls for partial or repairs. An experianced contractor who deals with multiple insurance companies will know this information. All these issues can lead to more problems in getting approved.


This is where an experienced contractor like TomKat Restoration can make all the difference. We can advise you on how to file your claim and ensure that you receive the proper payout for your damages. With your permission, we can also provide your insurance company with supplement updates if any other damages or missing items are found during the replacement process. This helps to avoid delays and ensures that you get the most out of your insurance claim.


Furthermore, our experienced professionals can identify damages that an insurance adjuster might overlook and ensure that your exterior is appropriately repaired or replaced. Whether it's pointing out when a shingle is no longer made or identifying when a roof has multiple layers that need a full replacement, we'll make sure that your roof and exterior are repaired correctly, so you won't have any problems down the road.


In conclusion, filing a claim on your own can be more challenging than it seems and may result in a lower payout or delays. It's always best to have an experienced contractor on your side to ensure that your damages are thoroughly evaluated and properly repaired. If you're in need of exterior repair or replacement, trust the experts at TomKat Restoration to help you through the insurance process. Contact us today to get started.


0 views0 comments

Comments


Contact Us

(833) 3TOMKAT

(833) 386-6528

© 2035 by TomKat Restoration. Powered and secured by Wix

Thanks for submitting!

TomKat Restoration is a General Contractor in Illinois roofing, siding, vinyl, fiber-cement, Ply Gem Carvedwood, James Hardie, CertainTeed, GAF Timberline, Architectural Shingles, serving the Chicagoland area including but not limited to Mount Prospect IL, Des Plaines IL, Niles IL, Skokie IL, Lombard IL, Elk Grove Village IL, Schaumburg IL, Hoffman Estates IL, Arlington Heights IL, Prospect Heights IL, Buffalo Grove IL, Orland Park IL, Addison IL, Elmhurst IL, Itasca IL, Rolling Meadows IL, Palatine IL, Park Ridge IL, Oak Brook IL, Naperville IL, Downers Grove IL, Batavia IL, Geneva IL, Saint Charles IL, Bartlett IL, Bloomingdale IL, Glen Ellyn IL, La Grange IL, Tinley Park IL, Glenview IL, Oak Lawn IL, Streamwood IL, Highland Park IL, Crystal Lake IL, Kildeer IL, Vernon Hills IL, Long Grove IL, Libertyville IL, Lincolnshire IL, Deerfield IL, Highland Park IL, Glenview IL, Northfield IL, Winnetka IL, Wilmette IL, Highwood IL, Evanston IL, Morton Grove IL, Rogers Park IL, Lakeview IL, Lincoln Park IL, Golf, IL, Northbrook IL, Bolingbrook IL.

bottom of page