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Montgomery, Illinois Insurance Claims and the Importance of Timely Inspections

The April 2023 storm in Montgomery, Illinois caused significant damage, resulting in multiple insurance claims being paid out for home repairs. Many homeowners have already had their homes approved for repairs or have received completed repairs. However, there are still many homes that have not been inspected yet, which could lead to even more problems down the line.

Hail damage is a serious issue, and over time, the shingles can get worse at the impact location. With harsh winters and hot summers, shingles can crack, causing leaks to develop. While some leaks may be immediately noticeable, others can take longer to manifest, potentially causing extensive damage before being detected. For those who spring a leak right away, they are forced to address the issue immediately. However, the problem with issues developing later is that they will not be covered by insurance. Most insurance companies allow only one year from the storm date to file a claim. Anything over one year will not be covered, and you will have to pay for any damages out of pocket.


For homeowners in Montgomery, it's crucial not to overlook large hail damage and book a timely inspection. Large hail damage means leaks will be possible from multiple locations, which can ultimately lead to changing plywood on the whole roof and may even require mold remediation on top of a new roof.


At TomKat Exterior Design, we understand the importance of timely inspections and offer free inspections for homeowners in Montgomery. Our team of professionals will thoroughly inspect your home and provide you with an accurate estimate for repairs. Don't wait until it's too late to address the hail damage. Book your free inspection with TomKat today and protect your home from further damage.

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