Chicago, Illinois is no stranger to severe weather. From tornadoes to hailstorms, homeowners are always at risk of property damage. One of the most common exterior materials used in Chicago homes is aluminum siding. Unfortunately, aluminum siding is also susceptible to hail damage. Even small hailstones can cause severe cosmetic damage to your home's exterior. In this blog post, we'll discuss the percentage of homes in Chicago that have aluminum siding and how to protect your home from hail damage on aluminum siding. We'll also discuss how to ensure your insurance covers these types of damages before they occur so you are prepared for whatever happens.
Over 60% of homes in Chicago have aluminum siding. While it's a popular material due to its resistance to rust and insects, it's also vulnerable to hail damage. Even small hailstones can cause dents and scratches. These damages can lead to costly repairs if not properly covered. That's why it's essential to be familiar with your insurance policy's hail damage coverage. Many insurance companies do cover cosmetic damages caused by hailstones, but it's crucial to double-check.
If your home does experience hail damage, it's essential to document the damage thoroughly. Take photos of any dents, scratches, or other damage to your aluminum siding. This documentation will be important when filing a claim with your insurance company. We recommend contacting a professional to assess the damage and give a repair estimate. This information can be helpful when providing an accurate claim.
Preventing hail damage to your aluminum siding is possible. One way to do this is to install weather-resistant siding. This siding is made of a durable material that can withstand hail impacts better than traditional aluminum siding. While it may be more expensive to switch, it's a long-term investment in protecting your home from severe weather.
Another way to protect your aluminum siding is to inspect it regularly. Check for any scratches or dents that may have gone unnoticed. These small damages can weaken the overall integrity of the siding, making it more susceptible to further damage from hailstones. Repair any damages as soon as possible to prevent costly repairs in the future.
Hail damage to aluminum siding can be frustrating and costly for homeowners, but it's essential to take the necessary steps to protect your home. By understanding your insurance coverage, documenting any damages, and regularly inspecting your siding, you can minimize damages and save on repair costs. Don't be caught off guard by severe weather, take the necessary steps now to protect your home from hail damage.
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